Some people borrow money and "forget" to pay it back. Large loans are seldom the issue; they are usually treated as business transactions, with the terms spelled out on paper. But many women suffer in silence over problems like Carol's "My friend Ginny is always short of cash, " she says. "I hate to recall how often I've 'loaned' her a dollar or two for a drink or a movie. Each loan is so small I'd feel really cheap making a big deal out of it; still, I do resent the fact that she never pays me back." Carol admits to being "too embarrassed or something" to demand repayment, but she has resolved to stop lending money to Ginny. "The last time she asked for five dollars to pay for her dry cleaning, I just told her I couldn't spare it." Another woman suggests a bolder response.