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China is predicted to overtake the U.S.as the largest market for credit cards by 2020 with about 900 million cards in circulation.Payment service providers like Visa and MasterCard are looking for an opportunity to enter the Chinese market,trying to grab this growing market.Total cards in China are expected to increase at the rate of 11% annually，with a transaction value that is expected to climb by 14% annually until 2025.China UnionPay is the sole bank card transaction company in the region and the biggest card company globally in terms of card issuance and the second largest in the Asia-Pacific region in terms of transaction volume.
