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2016年6月第1套 讲座讲话 第2题
19. A) Pay back their loans to the American government.
B) Provide loans to those in severe financial difficulty.
C) Contribute more to the goal of a wider recovery.
D) Speed up their recovery from the housing bubble.
20. A) Some banks may have to merge with others.
B) Many smaller regional banks are going to fail.
C) It will be hard for banks to provide more loans.
D) Many banks will have to lay off some employees.
21. A) It will work closely with the government.
B) It will endeavor to write off bad loans.
C) It will try to lower the interest rate.
D) It will try to provide more loans.
22. A) It won't help the American economy to turn around.
B) It won't do any good to the major commercial banks.
C) It will win the approval of the Obama administration.
D) It will be necessary if the economy starts to shrink again.
听力文本：
As U.S. banks recovered with the help of the American government and the American taxpayer, President Obama heldmeetings with top bank executives, telling them it's time to return the favor."The way I see it are banks now having a greater obligation to the goal ofa wider recovery," he said. But the president may be giving the financialsector too much credit "It was in a free fall, and it was a very scaryperiod." Economist Martin Neil Baily said. After the failure of LehmanBrothers, many of the world's largest banks feared the worst as the collapse ofthe housing bubble exposed in investments in risky loans.
Although he says the worst isjust over, Baily says the banking crisis is not. More than 130 US banks failedin 2009. He predicts high failure rates for smaller, regional banks in 2010 ascommercial real estate loans come due.
"So there may actually be aworsening of credit availability to small and medium sized businesses in thenext year or so."
Analysts say the biggest problemis high unemployment, which weakens demand and makes banks reluctant to lend.But US Bankcorp chief Richard Davis sees the situation differently.
"We're probably moreoptimistic than the experts might be. With that in mind, we're putting ineverything we can, lending is the coal to our engine, so we want to make moreloans. We have to find a way to qualify more people and not put ourselves atrisk."
While some economists predictcontinued recovery in the future, Baily says the only certainty is that banksare unlikely to make the same mistakes twice. "You know, forecasting'sbecome a very hazardous business so I don't want to commit myself too much. Idon't think we know exactly what's going to happen but it’s certainly possiblethat we could get very slow growth over the next year or two."
If the economy starts to shrinkagain, Baily says it would make a strong case for a second stimulus—somethingthe Obama administration hopes will not be necessary.
19. What does President Obama hopethe banks will do?
20. What is Martin Neil Baily'sprediction about the financial situation in the future?
21. What does U.S. Bankcorp chiefRichard Davis say about its future operation?
22. What does Martin Neil Bailythink of a second stimulus to the economy?
参考答案：
19.C
20.B
21.D
22.D
n. 崩溃，倒塌，暴跌
v. 倒塌，崩溃，瓦解
