A Letter Applying for a Bank Loan To whom it may concern, I am a freshman of Lianhe University, majoring in Applied Physics. I am writing in the hope that I may obtain a bank loan to support my study in Applied Physics for the following four years.

　　My parents are both laid-off workers, so it’s beyond their power to finance me through the college education.

　　To make matters worse, my mother has suddenly fallen ill and is expecting a major operation. the college tuition becoming a much heavier burden on my family, I am compelled to apply for a RMB20,000 bank loan.

　　I give you my promise that the loan would be used properly. Meanwhile, I’ll spare no effort to work hard both in the study and my future career so as to pay back the loan. I would be greatly bliged if my application is granted. And I am looking forward to hearing from you soon.
　　Sincerely yours,

　　Song Xue