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People who manage to sock away money – even on a tight budget – all live by this motto: Make it over, use it up, make do, or do without. Now you can learn from their secrets!
You Will Need
Motto
Due diligence
Quality merchandise
Price monitoring
Self-sufficiency
Priorities
Promotion codes (optional)
Coupons (optional)
Free shipping (optional)
Store policies (optional)
Step 1: Do your homework（购物之前，先看看有没有优惠券，特价活动等，尤其是在购买大件的时候）
Do your homework before buying anything, especially big-ticket items. With the internet, comparison shopping is easier than ever.
Once you’ve made a buying decision, search online for “promotion codes,” “coupons,” and “free shipping.”
Step 2: Invest in quality（买质量好的商品，可以用得久，从长远来看，是更实惠的）
Buy quality merchandise. It’s cheaper in the long run because it won’t need to be fixed as often or replaced as soon.
Step 3: Check every receipt（在买但之前，核对一下账单，确保没有多付）
Check every store receipt and restaurant bill to make sure you’ve been charged correctly. If you put a meal on a credit or debit card, keep the restaurant receipt to compare with your credit card or bank statement; some restaurants engage in so-called “tip-jacking,” – adding in a tip or increasing the one you gave them.
Know the store policy on price accuracy; some give away an item if it’s scanned higher than the advertised cost.
Step 4: Ask yourself this question（在买东西之前问自己是不是非得买，如果是，过几天再来看看）
When buying a non-necessity, like clothing, ask yourself if you really, really love it. If not, put it back. Even if you do love it, wait a few days before buying it; by then, the urge may have completely passed.
Step 5: Become a do-it-yourselfer（锻炼自己的动手能力）
Become a devotee of do-it-yourself. Learn how to make simple home repairs, do basic sewing, and cook meals from scratch.
Step 6: Establish priorities（分清主次，当你有一个省钱目标之后，就更容易了）
Set priorities, such as home ownership or early retirement. Saving up is easier if you have savings goals.
Researchers have discovered that thrifty people and spendthrifts tend to marry each other.
