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How to save money effectively
Many of us would like to have money in savings.
Frankly speaking; a dollar spent now seems sure you're motivated enough to provide a lot more pleasure than a dollar saved,
how can you make sure you're motivated enough to put money aside on a regular basis?
Here are five things that could work for you.
1. Save Little and Often
Do you tell yourself that it's not worth saving if you don’t have at least 100 (or 500, or 1000) to put into a savings account?
This is a bit like telling yourself that it’s not worth getting some exercise unless you have a whole day clear to jog.
How about saving just a dollar or two each day?
Most of us can cut a couple of dollars of unnecessary spending every day (how about skipping that latte, carpooling, ditching your daily newspaper?)
It's a tiny amount that you’ll barely notice on a daily basis, but over the course of a year, you’ll have saved several hundred dollars.
2. Read Personal Finance Blogs
I find that I get encouraged to saveand to adopt good financial habits in general by reading about others’ tips and success.
One of my must-read blogs for this is The Simple Dollar. Trent writes very well, and covers topics in-depth without making them too complicated.
如何有效地储蓄
有积蓄是许多人的梦想。
说实话,花1块钱比存1块钱要爽多了,
那么怎样才能保证自己有足够的意志力把钱按期存起来呢?
下面是你可以考虑的5个办法……
1.存小钱,常存钱
你是不是告诉自己,至少有100(500或1000)块钱才值得存入银行?
这就有点像对自己说,只有拥有一整天的时间才值得去锻炼。
何不试试每天只存一两块钱呢?
大多数人每天都能省出几块钱来(比如不喝咖啡,和别人合伙坐出租车,少买点报纸),
你可能很容易就忽略这些小钱,但一年后,你就可以节省数百元钱。
2.阅读个人理财博客
我是通过阅读别人分享的小技巧和成功经验才学会了存钱和理财。
我必读的一个理财博客是The Simple DollaroTrent写得非常好,里面的文章深入浅出,
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