How to save money effectivelyMany of us would like to have money in savings.Frankly speaking; a dollar spent now seems sure you're motivated enough to provide a lot more pleasure than a dollar saved,how can you make sure you're motivated enough to put money aside on a regular basis?Here are five things that could work for you.1. Save Little and OftenDo you tell yourself that it's not worth saving if you don’t have at least 100 (or 500, or 1000) to put into a savings account?This is a bit like telling yourself that it’s not worth getting some exercise unless you have a whole day clear to jog.How about saving just a dollar or two each day?Most of us can cut a couple of dollars of unnecessary spending every day (how about skipping that latte, carpooling, ditching your daily newspaper?)It's a tiny amount that you’ll barely notice on a daily basis, but over the course of a year, you’ll have saved several hundred dollars.2. Read Personal Finance BlogsI find that I get encouraged to saveand to adopt good financial habits in general by reading about others’ tips and success.One of my must-read blogs for this is The Simple Dollar. Trent writes very well, and covers topics in-depth without making them too complicated.