Foreclosures continue to rise in USForeclosures continue to rise in Florida and other US states hit hard by the real estate crisis.Several Florida counties are trying to fight back against the problem.By bringing banks and home owners together to find a way to save troubled mortgages from foreclosure.Real estate experts say now may be a great time to buy a home in south Florida,if only because so many cheap foreclosed homes are available.The flood has created chaos for local judges, who must rule on every foreclosure case.But another option is to avoid the courtroom and order both the bank and the home owner into a mediation room.Rod Petrey, head of the Collins Center which organizes out-of-court mediation programs, says that option has been ignored in Florida until now.One thing we are missing is for the two parties to talk to each other, Petrey said,When a lender calls a borrower, a lot of the language has been:Pay up,deadbeat.Is that the best way to have a conversation with the borrower?Some borrowers also complain that banks or lending firms do not return their calls,or that it is too hard to get in touch with the right person in charge of their mortgage.