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Many of us would like to have money in savings. Frankly, a dollar spent now seems to provide a lot more pleasure than a dollar saved,
how can you make sure you're motivated enough to put money aside on a regular basis?
Here are five things that could work for you...
1, Save Little And often
Do you tell yourself that it's not worth saving if you don't have at least $100 (or $500 , or $1000) to put into a savings account?
This is a bit like telling yourself that it's not worth getting some exercise unless you have a whole day clear to job.
How about saving just a dollar or two each day? Most of us can cut a couple of dollars of unnecessary spending every day (how about skipping that latte, carpooling,
ditching your daily newspaper) It's a tiny amount that you'll barely notice on a daily basis, but over the course of a year, you'll have saved several hundred dollars.
大部分人都希望手里有所积蓄。坦率地讲,花钱要比存钱爽多了,
那么该怎样做才能保证你有足够的意志力把钱按期存起来呢?
下面是你可以参考的五个办法。
存小钱,常存钱
你是不是告诉自己,至少有100(500或1000)块钱才值得存入银行?
这就有点像对自己说,只有一整天都在跑步才会对身体有好处。
何不试试每天只存一两块钱呢?大多数人每天都能剩出几块钱来,(例如不喝咖啡,和别人合伙打车,少买点报纸)
你可能很容易就忽略这些小钱,但在一年以后,你就可以节省数百元钱。
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